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Credit Card Merchant Accounts for Vacation Rentals

Vacation Rental Virtual Terminal
Credit Card Processing

Now you can accept all major credit cards for your vacation rental--at the lowest possible rates and no long-term contract or cancellation fees.

Discover the Benefits of Accepting Credit Cards

  • Increase bookings by accepting last-minute reservations.
  • Improve your cash flow--all credit card charges are deposited directly into your personal bank account within 48 hours.
  • Confirm bookings - accept credit cards for vacation rental deposits to secure your guest's commitment.
  • Simplify banking - our online reporting tools help you reconcile your monthly statements and reduce the number of trips to the bank.
  • No need to wait 10 to 14 days for checks to clear.
  • Settle incidental charges - instantly charge your guest's credit card for any property damages.
  • Automatically email payment receipts to guests.
  • Save time - credit card payments take only seconds to process.
  • All credit card charges are organized with the reservation, so you never lose track of a payment.

Low Credit Card Processing Fees

  • Low 2.58%* rate for qualified Visa, MasterCard, and Discover transactions. 3.50% fixed industry discount rate for American Express. Pick and choose what card types you want to accept to suit your business: Visa/Mastercard, Discover, and or American Express.
  • Low $0.25 transaction fee
  • Incredibly Low $10 monthly minimum. Most Merchant Service Provider's charge a flat monthly fee of $25 to $35 PLUS processing fees!

    What is a minimum monthly fee? A monthly minimum means that you need to generate a minimum of $10 per month in processing fees. For example, if you generate $10.50 in processing fees, your monthly minimum is covered. If you only generate $8.50 in processing fees, your monthly minimum fee is not covered and your monthly fee will be raised from $8.50 to $10. Generally, if you process $400-$500 in credit card transactions, you will generate at least $10 in processing fees so you won't have to pay the minimum monthly fee at all! Compare this to other merchant service providers who charge a standard monthly fee regardless of how much processing activity you generate.
  • No Long-term Contract - Month to Month Only!
  • No Termination or Cancellation Fee
  • No Application Fee
  • No Annual Fee
  • No Batch Fees
  • No Statement Fee
  • No Reporting Fee
  • No Encryption Fee
  • No Equipment Purchase Required
  • Free Telephone Support
  • Process Credit Cards Anytime Day or Night

Frequently Asked Questions About Credit Cards

What If I Already Have a Merchant Account and I want to Keep It?

VacationRentalDesk.com supports integration with almost all merchant accounts. You will be able take advantage of all of the benefits of processing credit cards, including a built-in credit card terminal, automated payment receipts, transaction tracking, and reporting. **

Is My Account Compatible?

To verify compatibility please Contact Us with the name of your current Merchant Service Provider.

Is There An Approval Process?

Yes. You'll need to fill out a short merchant application after you sign up. Approval can be as quick as 1-3 business days.

How Can I Learn More About Accepting Credit Cards?

We have several articles devoted to learning about accepting credit cards in our Vacation Rental Management Resource Center.


* For qualified transactions only. Mid-qualified credit card transactions are subject to a 0.22% surcharge, non-qualified transactions are variable. Transaction qualification rates are determined by the processor of your merchant account, not by VacationRentalDesk.com.

** Monthly fees for credit card processing and one-time set up fee still apply to integrated merchant accounts. See pricing & signup for details. Processing fees (discount rate & per-transaction fees) charged by your merchant service provider will not be changed.

Applications for merchant accounts can only be provided to residents of the United States at this time. Residents of other countries should Contact Us to verify compatibility with non-US merchant accounts.


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